How To Use Google Pay

As eCommerce continues to increase and more businesses are going digital, the need for a reliable and efficient payment platform continues to rise. As an organization that makes digital life more convenient for users, Google developed the valuable “Google Pay” to make online and offline transactions seamless. Formerly known as Google Tez, the widely-recognized payment platform is gaining momentum in various countries globally.

How To Use Google Pay

What Is Google Pay?

Hardly will you find anyone who doesn’t know about Google. Hence, the reputation and reliability of the developer are almost unquestionable. When you combine the brand’s trustworthiness and the stress-free transaction possible through the Google Pay app, you have an ideal payment system right on your palm.

With just a phone number and linked account number, anyone can use the Google Pay app for financial transactions. Whether you want to receive or send funds, the app works both ways. To learn more about how to use Google Pay and other essential information, read this enlightening article!

How To Set Up Google Pay

What Are The Preparations For My Google Pay Account?

Google Pay works on smartphones using the Android Lollipop operating system. Also, it is compatible with iPhone having iOS 10 or above. With a suitable smartphone and internet connection, anyone can use Google Pay effortlessly. Before proceeding to a step-by-step guide on using Google Pay, ensure that your phone uses the same number, you indicated at your bank account. As long as the SIM card is active and capable of receiving messages or calls, you can proceed to follow the step-by-step guide below.

Seven Steps To Your Google Pay Account (Google)

1. Visit Google Play Store or App Store to download the Google Pay app, depending on your phone’s OS
2. After downloading the app successfully, open it to choose your preferred language
3. Type in the phone number registered with your bank account and currently active on your phone
4. Enable the permission requests by the Google Pay app
5. Submit your Google details and tap on continue
6. Once the OTP pops up, click on the “next” button
7. After a successful verification, register your bank account

At this stage, you are half-way towards using Google Pay for your transaction services. Below are the necessary steps for bank account registration.

Eight Steps To Your Google Pay Account (Bank  Account)

1. Register only banks that support UPI payment services.
2. Open “Google Pay” and click on your image.
3. Click on the “Add bank account” option.
4. Choose your preferred bank from the list.
5. Submit your UPI account and Pin if you have an account already. If not, create an account instantly.
6. Submit the expiry date, then confirm.
7. Wait for a successful verification process.
8. Now, start using the app.

How To Use Google Pay

How Do I Pay With Google Pay?

With Google Pay, you can make payment quickly by following the steps below:

1. Click open the app.
2. From the bottom of the screen, swipe up.
3. Choose the recipient’s contact or use the “New” feature to find other connections.
4. Click on “Pay,” then type in the amount.
5. Click “Proceed to Pay” to continue.
6. Submit your UPI Pin to initiate the payment

Can I Send Use My Credit Card With Google Pay?

Sending money to your contacts is as straightforward as making a payment. As a Google Pay user, bear in mind that you can only send money from your Google Pay balance or a debit card – credit card doesn’t work on the app. Follow the simple steps below to send funds.

How Do I Send Money Via Google Pay?

1. Open the Google Pay app and proceed to the main “Pay” page.
2. Check the “People” section at the top and click on “Find People to Pay.”
3. Choose the “Scan QR Code” to pay your recipient by scanning their personal Google Pay code. Alternatively, you can search with their name, phone number, or email address at the top of the app. A Google Pay user will come up. If your recipient is not a Google Pay user, send an invite to them.
4. Click on the few buttons available on the messenger-like conversations screen and tap “Pay.”
5. Type in your amount and add a note.
6. Click on the blue checkmark to proceed.
7. A confirmation message will show up. Choose your preferred payment method. For recipients who are not on your contact list, recheck the information to confirm.
8. Click “Pay xoxoxo” to complete your transaction.
9. Tap “Got it” after receiving a confirmation email showing the amount sent and the time of payment.

At this stage, you have already sent the money. A conversation screen between you and the recipient will pop up with the money transfer history.

What Are The Costs Of Google Pay?

Does Google Pay Charge A Fee?

The app charges a transfer fee of 1.5% for every money sent. The minimum chargeable amount is 31 cents. Whether you use a debit card or Google Pay balance, the charge fee will ensure that the transfer is swift and received immediately.

Is Google Pay Free?

Using the app doesn’t come at a cost. Anyone can download the mobile app for free on Google Play Store or App Store. Also, users do not pay additional transaction fees when they use the app for purchases.

The Bottom Line

Hopefully, you have understood the simple processes involved in using the valuable Google Pay app. While trying to use Google Pay, ensure that you register with a phone number linked to your bank account and currently active on your phone. In this way, you can quickly receive the OTP and proceed to register your bank account. From there, endeavor to follow the simple steps as listed herein. Since its introduction, the payment system has been gaining recognition. We can expect this growth to continue as users get to use the app freely. Besides, seamless and fast transactions are impressive qualities that make the app stands out. Download the Google Pay app and start paying the eCommerce platform or send money to friends and families.