Have you ever thought it would be cool to own a credit card from Virgin Atlantic? Then I have good news for you. This card is one of the different co-branded credit cards we’re talking about today. With the evolution of technology, no one carries cash anymore. Credit cards have taken the world by storm. And most of us already have three to four credit cards to our names. Similarly, one of them might be co-branded credit cards. But what do we know about co-branded credit cards in actuality?
What Is A Co-Branded Credit Card?
A co-branded credit card is an ideal fusion of a store card and a reward card. Generally, certified authorities such as mainstream card issuers or networks like Capital One releasing these cards. They get introduced to aid consumers as they can use these credit cards anywhere. The cards get accepted and relish on other complimentary benefits alongside as well. The popularity of co-branded cards is hiking up significantly. This circumstance stands out, especially as they continue to benefit the consumers, brands, and the issuer network.
Details Of A Co-Branded Credit Card
A co-branded card is a collaboration between a retailer and a specific credit card network or company. Usually, it bears the logos of both the issuer as well as that of a retailer. Furthermore, the co-branded cards are eligible for use anywhere the particular network gets accepted.
A co-branded credit card proves to be a significantly positive addition to retailers’ businesses. This addition attracts a great deal of customer flow and improves the brand image simultaneously.
These cards benefit consumers and boost the revenue of the retailers and issuers as well. One of the most popular collaborations to issue co-branded credit cards is between Chase Amazon and Amazon Synchrony.
Who Introduced Co-Branded Credit Cards?
Airlines are among the very few companies that take pride in the fact that they brought co-branded credit cards into existence. Likewise, hotel enterprises followed their lead and started offering co-branded credit cards as well.
Advantages Of Having A Co-Branded Credit Card For Consumers
- They can enjoy various rewards and discounts. A co-branded credit card comes with plenty of discount vouchers and the option of reward collection. These advantages make the experience all more worthwhile.
- A co-branded credit card gets accepted all around the world. Co-branded credit cards work internationally, which makes them even more golden.
Different Co-Branded Credit Cards 2021
1. GAP Credit Card
GAP is one of the mainstream consumer goods businesses that offers two co-branded credit cards, such as the GAP credit card and GAP silver credit card. You can earn 5 points for each dollar you spend and get a reward of $5 when you collect 500 points, respectively. The gap is offering a credit card in partnership with Synchrony Bank, and you can use it at all GAP stores. Inc.
How can you apply?
Click on this link to go to the main page
Enter your info, including the last 4-digits of your SSN and mobile phone number.
Apply successfully.
2. Walmart Credit Card
Walmart offers a co-branded credit card in partnership with Capital One. You can get approval for a Walmart credit card when you have a credit score of 640 and above. You earn a 5% cashback on Walmart online shopping, around 2% on in-store purchases, buying gift cards, and on travel/restaurant expenditure.
How can you apply?
Click on this link to take you to the official website
Enter your SSN and identification particulars to apply for Capital One Walmart Credit Card.
3. Chase Amazon Credit Card
Amazon offers various credit cards. Amazon Credit Card by Chase is one of them. The rewards that come along with the Amazon Credit Card include 5% cash back at amazon.com and wholefoods, 2% cashback on specific restaurants, hotels, and fuel stations, along 1% cashback on miscellaneous purchases.
How can you apply?
Click on the following link to find out more
To ensure the approval of your credit card, you must have a credit score of 680 beforehand.
4. Sears Credit Card
Sears offers a credit card in collaboration with CitiBank. The Sears credit card’s merits include 5% in points on purchases at selected gas stations, 3% in points on purchases made in selected restaurants and grocery stores, 2% in points at Sears and Kmart, and 1% in points on miscellaneous items.
How can you apply?
Click on the link mentioned to find out more
5. TJ Maxx Credit Card
In collaboration with Synchrony Bank, TJX offers one of the best co-branded credit cards out there. You get flat 10% off on your first purchase and a 5% cashback at TJX stores, including TJ Maxx, HomeGoods, Marshalls, and Sierra stores. Additionally, you get rewards at TJX consistently throughout. Besides, there is no annual fee either.
How can you apply?
Visit the website
6. Macy’s Credit Card
Macy introduced their credit card in partnership with Department Stores National Bank. Macy’s American Express Card falls in the list of the top-rated reward cards. After getting approval of Macy’s American Express Card, you get a 20% off coupon eligible for the purchases you make the next two days. Furthermore, you can earn a 2% cash back in rewards and much more.
How can you apply?
Click on the following link to apply for this credit card.
7. Virgin Credit Card
Virgin Money is one of the best financial services companies. They offer various credit cards that benefit consumers in Australia, the United Kingdom, and South Africa. The virgin credit card offers a 0% interest rate period on all purchases for 20 months.
How to apply?
You can find out all about virgin credit cards from their official websites mentioned above.
8. PayPal Credit Card
This card is one of the most extensive networks in the world that has collaborated with Visa, MasterCard, American Express, and Discover. They issues their card with CitiBank. From the time your PayPal credit card gets approved, you get special financing every time you spend $99 along with a safe shopping experience.
How can you apply?
The link mentioned above will direct you to the official page, where you can apply for your PayPal credit card.
9. Victoria’s Secret Card
Victoria Secret offers its credit card in partnership with Comenity Bank. The Angel cardholders get a chance to earn several rewards and discounts such as one reward point for each dollar spent, free shipping on orders of over $250, perks of the month, birthday discounts, and much more.
How to apply?
By clicking on the link mentioned above, you will get directed to the Comenity Bank. Consequently, you will now add personal information, contact details, and bank details. Wait for the approval and enjoy the unlimited benefits!
The Bottom Line
On this day, we can find a myriad of well-known retailers offering co-branded credit cards in partnership with card issuers. The Amazon credit card, Costco Anywhere Visa Card by Citi, and Walmart Credit Card are some of the most popular co-branded credit card options available out there.
