Do you ever want to use cashless means of payment at times? If you wish to pay for a ride, a delivery, an order for a product, or at the grocery stores, a mere glance at your device is more than enough. How is this so? Thanks to Apple’s invention of the Apple Pay system, you can achieve all of these. What is it, how do you get it, and how can it be used? Well, if you have an Apple device or planning to have one soon, brace yourself for the following information.
How To Pay With Apple Pay
What Is Apple Pay?
Apple Pay is a cashless, contactless form of payment for Apple devices. It is a payment technology for everyday Apple devices. Furthermore, it enables you to make secure purchases in stores, other apps, and various places. This process is a simple, safe way to make payment as there is no touching of buttons or exchange of cards. Also, it enables you to send and receive money from friends and family. Notably, Apple stores cash, credit, and debit cards in the wallet app.
How Does Apple Pay Work?
As an Apple lover, you may already be excited about this technology. Whether you are familiar with it or a newbie, don’t worry. We will talk about how this whole thing operates. It stores all your information on your phone. Apple Pay works hand in hand with an Apple card integrated into the Wallet app. You can sign up quickly and start using it immediately. The card enables you to see your transactions, spending, payment, and account details. Whenever you purchase with Apple Pay, Apple gives you 2% cashback.
You can make all Apple Pay purchases with an Apple card in the Wallet app by selecting the amount and tapping it. The daily cash is available in the Wallet App, and you can find it on the Apple Cash card. The Apple card is a reinvention of a credit card. Interestingly, with every purchase you make, Apple gives you daily backs. Therefore, it is essential to note that the app works together with Apple Card and ensures your privacy and security.
Getting Started
In regions like the US, where the app is supported, you need the following to operate.
- An Apple device. Keep in mind that those with Android devices do not benefit from this remarkable technology
- A supported card
- The latest version of iOS, watchOS, or macOS
- An Apple ID with connection into the iCloud
You need to add your Apple card to each device you would want to use, Apple Pay.
How To Get Apple Pay
If you want to set up the app for that more straightforward, safer payment method, you’ll need to add your debit card, credit card ad prepaid cards to the Wallet app. To add the credit or debit card, go to the Wallet app and tap the positive sign. You may sign in with your Apple ID. After that, you can either add a new card or your previous cards.
You can also add your card from the bank’s app or the card issuer, determining if your card can accept Apple Pay.
How To Pay Someone With Apple Pay
Since the app allows you to pay, send, or receive money from friends, family, and others, you may want to know how to go about that. Let’s consider making a payment to someone in stores, restaurants, or any other places. Keep in mind that the person you’re making the payment must also be an Apple user and have enough money on your Apple card. You can pay in the following ways.
1. Pay With iPhone With The Face ID
- First, double click the side button to use the Apple card.
- Then, look at your phone to determine your face as accurate or enter the passcode.
- Lastly, Position the top of your phone near a contactless reader. Do this until Done and a checkmark displays on the screen.
2. Pay With iPhone With The Touch ID
- Rest your finger on the Touch ID.
- Position the top of your phone near a contactless reader.
- Do this until Done and a checkmark displays on the screen.
3. Pay With Apple Watch
- Double click the side button to use the Apple card.
- Position the display of your watch near the contactless reader.
- Hold on until you feel a gentle tap.
Remember, you’ll need to sign a receipt or enter your pin, depending on the store and amount of money transacted.
How To Use Apple Pay On iPhone
You can use the app to pay for apps or within apps on your iPhone.
- Tap the Apple Pay button or select Apple Pay.
- Check the information given to check if they’re correct.
- You can enter the information if it’s not there.
- Confirm the payment if it is Done and a checkmark displayed on the screen if it’s successful.
How To Use Apple Cash
Once you’ve set up Apple Cash, you can make purchases using the app and send or receive money using messages. You have to be over 18 years living in the US. And it would help if you had compatible devices with iOS 11.2. One needs to sign in to iCloud with the Apple ID and add a debit card. Furthermore, one can use Apple Cash to make payments on Apple Card balance. Once you’ve set up the Apple Cash on your device, you’ll automatically have your money saved in the Apple Cash Card when somebody sends it to you. Then you find the Apple Cash in your Wallet. There is also room for you to add money to the Apple Cash. You can do this using the debit or prepaid cards present in your app. In case you don’t have the cards, ensure you add before adding the money.
Is Apple Pay Safe?
Yes. It is very safe and secure. Why do we say so? Once you make purchases, you use a device-specific number and transaction codes. The card number isn’t stored on your device nor shared with anyone. Moreover, the Face ID and Touch ID are enhanced to improve privacy and security.
The Bottom Line
If you have an Apple device, there is a lot to enjoy. This cashless, contactless method of payment is very convenient. Whether you want to pay for groceries, Apple services such as Apple music, or simply donating to nonprofit organizations such as the American Red Cross, Apple Pay got you covered. It is safe and secure, and it keeps ensuring your privacy. Who wouldn’t want to enjoy such benefits? If you have an Android device and feel like enjoying the experience, get yourself an Apple device soonest.
